Guidance Through Life's Big Transitions

Financial decisions often come at emotional crossroads. We help you slow down, get organized, and move forward with clarity.

Transitions don't come with playbooks. Sometimes they're long-anticipated, like retirement or a business exit. Sometimes they arrive suddenly: a death, a diagnosis, a divorce. Either way, the to-do list gets long, fast.

At Bongard Wealth Advisory, we help you pause, triage what matters, and create a strategy that makes sense for where you are now, not just where you thought you'd be.

Our team includes Debbie Bongard, one of the few advisors with specialized training in helping clients through transitions from the Financial Transitionist Institute in Canada. We specialize in guiding people through life's most disorienting moments; calmly, carefully, and without pressure.

You Might Be in a Transition If…

  • You've just sold your business and aren't sure what comes next
  • You're finalizing a divorce and need a new financial roadmap
  • A parent passed away, and you're now acting as executor
  • You've inherited assets but not the clarity to manage them
  • You're approaching retirement and wondering, "Am I really ready?"
  • A major health event has shifted what the future looks like

These aren't just financial shifts, they're life shifts. And we're here to help you navigate them.

How We Help

1. Pause and Prioritize

When everything feels urgent, we help you sort what needs doing now from what can wait. First we triage, then we plan.

2. Create Calm in the Fog

Big changes often cloud your thinking. Debbie's transitionist training helps us meet clients where they are, emotionally and financially, and guide them at their pace.

3. Rebuild the Plan

Your life has changed. Your plan should too. We rebuild around your new circumstances, goals, and responsibilities; coordinating with your accountant, lawyer, and family as needed.

4. Stay with You After the Dust Settles

The hard part isn't just the moment of change, it's what comes next. We stay involved as your life stabilizes, helping you recheck assumptions and keep your plan aligned.

A Quiet Conversation That Changed Everything

She turned to me and said, 'I've never told her this. But I think I need to.'

A parent was preparing to move into a retirement residence. Her daughter, concerned about the cost, had no idea of her mother's financial situation. They'd never talked about money.

Debbie didn't push. She helped the mother share what needed to be shared, and helped the daughter finally exhale.

Sometimes, the most important thing we do isn't financial. It's creating space for clarity and connection.

If your life has shifted, your financial plan should too.

Let's talk about where you are; and where to begin.

Start the Conversation